PAYING FOR YOUR ORDER
We accept payment via credit or debit card, check, and wire transfer. Open account terms and financing is available for qualifying customers. Payment discounts are available for select payment methods and products.
Credit Card
We accept the following credit cards as payment: Discover, MasterCard, VISA or John Deere Financial. Please indicate which card you wish to use and furnish a complete card number, expiration date, 3-digit verification code, name on card, and billing address of the account holder. Your credit card will not be charged until your order is shipped. Not eligible for cash discounts.
Check
We accept business or personal checks, money orders, and cashier’s checks which are eligible for payment discounts. Please refer to the Cash Discount Program for details.
If paying by check, please allow 10 days for your check to clear the bank before your seed will be shipped.
A fee of $25.00 will be charged for any check returned by the bank.
Wire Transfer
We do accept payment via wire transfers to our bank. Please contact our office for processing details.
There is a $25.00 processing fee for wire transfers.
Open Accounts
Open account terms are available to qualifying customers. To establish credit terms, a customer must have a minimum of $1000 in seed purchases, and a Rupp/JD credit application must be completed and submitted for review. Please allow several weeks to process.
Payments on open account invoices are eligible for payment discounts. Please refer to the Cash Discount Program for details.
Invoice Terms
Payment in full is expected on or before the due date indicated on the invoice, not from the statement date.
Past due invoices will be charged a finance charge of 1.5% per month on the past due amount.
Any fees or legal expenses incurred in collecting unpaid accounts will be charged to the account to the extent permitted by law.
Seed Financing
We offer a variety of financing programs for growers that provide post-harvest payment flexibility. Our premier program features 0% interest and payment isn’t due until December 2018. Check the Financing Programs section for more details.
CASH DISCOUNT PROGRAM
Rupp Seeds offers a cash discount program as an incentive for early payment of your seed order or invoice. Cash discounts are available for orders over $250.00.
Use the following table to determine your discount rate for the month in which you are sending payment.
November . . .
|
7.0%
|
|
February . . .
|
4.0%
|
December . . .
|
6.0%
|
|
March . . . . . .
|
3.0%
|
January . . . . .
|
5.0%
|
|
April . . . . . . .
|
3.0%
|
Our cash discount program can be used in the following ways:
A) Prepay on account – Make a payment on your account as prepayment for your expected purchases in the coming season. We will add the discount amount to your balance thus increasing your account balance.
B) Pay with order – After you assemble and total your order, simply calculate and subtract the cash discount amount based on the month of payment and send a payment for the balance.
C) Pay upon receipt of order acknowledgment – You can also receive a cash discount for payment after receipt of your order acknowledgment. Payment can occur at any time before your seed is shipped.
Please note the following details about cash discounts:
Cash discounts are only available on vegetable and grain seeds. Cash discounts are not available for non-seed items including: seed treatments, clothing, accessories, planter plates, popping corn, supplies, freight charges, etc.
Cash discounts are not available on orders less than $250 or for credit card, debit card, COD and John Deere Financial orders.